Senior Manager- Credit n Risk
Gender No Preferences
Job Role Others
Career Level Qualified Professional - Experienced
Functional Area Others
Graduation Any Graduation
Post Graduation CAMBA/PGDM
Company Name Unnati
Company DetailsOur client is a vertical fintech play focused on solving industry-specific financing gaps in the food sector through the application of data. The platform provides skin-in-the-game growth capital to much-loved F&B brands. Founded in 2019, theyre VC funded and based out of Singapore and India-Bangalore. Founders are the alumnus of IIT-D, IIM-B and Wharton. Theyve 12+ years of experience as Venture capital and corporate entrepreneurship at DFJ, Vertex, InMobi and VP at Snyder UAE, investment banking at Unitus Capital - leading the financial services practice, and institutional equities at Kotak. Theyve a team of high-quality professionals coming together for this mission to disrupt the convention.
What you will do:
Understanding customer requirements and analyzing cases in alignment with policies
Working with the policy team to ensure the right risk parameters are captured and assessed
Understanding industry and regulatory trends and their impact on customers to ensure the right decisions are taken
Working closely with business functions to onboard the right set of customers.
Working closely with operations to ensure that documentation and checks are put in place at various stages of the application lifecycle
Developing industry-best practices and constantly striving to improve the same, basis market practices
What you need to have:
Bachelor’s Degree with relevant work experience of at least 3 years with CA/ MBA(preferred)
3-4 years of experience in handling credit risk assessment for unsecured business loans. Prior experience in the Lending domain, either with a Bank/ NBFC or a lending platform.
Very good understanding of documentation related to lending pre-disbursement (mandatory)
Experience in working on the lending business with a Bank, NBFC, or a platform (mandatory)
Excellent understanding of industry trends and their impact on segments
Setup basic credit underwriting processes and scale up the vertical
Ability to assess customers’ basic standard programs like Financials, Banking, etc.
Proficient in MS Excel and the ability to bring out insights from data