• Home
  • All Jobs
  • CA
  • Risk – Commercial Banking – Credit Risk Underwriting (Real Estate) – Associate

Risk – Commercial Banking – Credit Risk Underwriting (Real Estate) – Associate

Job Detail

  • Gender No Preferences
  • Job Role Others
  • Career Level Qualified Professional - Experienced
  • Functional Area Accounts,Finance,Tax,Audit
  • Experience

  • Min (Experience) 4
  • Max (Experience) 7
  • Qualifications

  • Graduation Any Graduation
  • Post Graduation CAMBA/PGDM
  • Walk-In Details

  • Company Details

  • Company Name JPMorgan Chase And Corporation
  • Company Details
    JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as any mental health or physical disability needs.

Job Description

Responsibilities:-

 o    Understand the Credit Ecosystem – Tools & Applications, Policies, Procedures, Guidelines, Systems required to perform the Credit Analysis of CDFI Borrowers

o    Independently prepare credit risk analysis reports on assigned clients (business & financial analysis and focusing on credit issues). Recommend rating grades based on analysis for the clients and facilities/exposures.

o    Build expertise in Commercial Real Estate and Community Development sectors in North America; as well as in analyzing Community Development Financial Institutions

o    Develop and maintain open communication channels with Underwriters and Credit Executives. Independently handle all calls/rating discussions with Underwriters and Credit Executives

o    Develop understanding of various techniques and methods of credit analysis, accounting treatments, financial adjustments etc.

o    Build strong knowledge of credit analysis for clients; regularly track sector and regulatory  developments on an on-going basis

 Qualifications: MBAs (with Finance specialization) / CA

o  4-7 years of experience in credit risk; experience in real estate sector and/or credit analysis of Financial Institutions is preferred

o  Strong understanding of corporate finance and financial statements, including ratio analysis, CAMEL model, and basic accounting principles

o  Good knowledge of various banking facilities/products (such as revolving lines of credit, counterparty lines, etc.) and their documentation

o  Attitude and aptitude to learn and enhance knowledge of credit risk analysis; and passion for real estate sector

o  Deadline orientation; strong attention to detail and high accuracy

o  Proficient in the use of Microsoft desktop tools (MS Word, Excel and Power Point) and ability to learn new tools, techniques and applications

o  Ability to work proactively & independently, as well as in a team environment

o  Strong & Effective communication skills – both verbal & written; and good interpersonal skills to be able to effectively present analysis and build strong relationships with stakeholders at various hierarchies

Required skills