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Risk – Commercial Banking – Credit Analysis Unit(Middle Markets Corporates) – Associate

Job Detail

  • Gender No Preferences
  • Job Role Others
  • Career Level Qualified Professional - Experienced
  • Functional Area Banking, Insurance
  • Experience

  • Min (Experience) 4
  • Max (Experience) 5
  • Qualifications

  • Graduation Any Graduation
  • Post Graduation CAMBA/PGDM
  • Walk-In Details

  • Company Details

  • Company Name JPMorgan Chase And Corporation
  • Company Details
    JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as any mental health or physical disability needs.

Job Description


o   Independently prepare credit risk analysis reports (business & financial analysis and focusing on credit issues and regulatory issues) – including transactions (Prospects/New clients, new facilities, amendments, etc.) for middle market clients.

o   Recommend rating grades based on analysis for the clients.

o   Quality check/mentor work delivery for analysts in the team. Understand various techniques and methods of credit analysis, accounting treatments, financial adjustments, bank’s credit related policies, etc.

o   Build strong knowledge of credit analysis for clients.

o   Stakeholder management – Develop and maintain open communication channels with Underwriters. Independently handle all calls/rating discussions with Underwriters and Credit Executives.

o   Build strong relationships and maintain open communication channels with Credit Officers and Credit Executives

o   Work timings: Start India PM time to provide coverage to US team members

Qualifications: MBAs (with Finance specialization) / CAs

o   4-5 years of experience in credit risk analysis – Credit Transactions (Prospects/New clients, new facilities, amendments, etc.), annual reviews

o   Ability to work proactively & independently as well as in a team environment

o   Strong interpersonal skills, ability to build positive relationships with Underwriters

o   Excellent academic record; experience in credit risk Strong grasp of corporate finance concepts and their application

o   Understanding of the financial statements, including ratio analysis, cash flow analysis, and basic accounting standards

o   Aptitude to learn and develop knowledge on credit analysis techniques, sectors and global economies

o   Strong communication skills — both oral and written; ability to effectively present analysis and interact with global credit bankers

o   Timeline orientation; close attention to detail and accuracy

o   Proficient in the use of MS Word, Excel and Power Point

Required skills